CFA’s survey of 100 Internet payday loan sites showed that loans from $200 to $2,500 were available, with $500 the most frequently offered. Finance charges ranged from $10 per $100 up to $30 per $100 borrowed. The most frequent rate was $25 per $100, or 650% annual interest rate (APR) if the loan is repaid in two weeks. Typically loans are due on the borrower’s next payday which can be a shorter term.
Online payday loans are marketed through e-mail, online search, paid ads, and referrals. Typically, a consumer fills out an online application form or faxes a completed application that requests personal information, bank account numbers, Social Security Numbers and employer information.

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The drug apparently mimics the effects on the body of the only known animal Planet.

Experts say the findings might indicate genes in humans that could be targeted to increase lifespan and possibly to identify additional genes important in ageing.

Dr. Linda Buck of the research center says it remains unclear why, depriving the body of all but the minimum amount of calories needed to survive seems to enhance longevity but the Seattle team believe they may have found an easier way to achieve the same effect.

Nematode worms are ideal subjects for studies into lifespan, they are similar in many ways to humans as they have a central nervous system and sexual reproduction; they also only live for only a matter of weeks.

Dr.

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Hendrick unfazed by Dale Jr challenge

By Diego Mejia Tuesday, November 20th 2007, 17:02 GMT

Rick Hendrick says he doesn’t foresee any problems inside his championship-winning team with the coming incorporation of Dale Earnhardt Jr next year.

Hendrick scored a major hit by signing NASCAR’s most popular driver earlier this year but it remains to be seen how his team will embrace Earnhardt Jr, his cousin and crew-chief Tony Eury Jr and all the baggage that comes with recruiting such a high-caliber driver.

Earnhardt’s signing could break the near perfect balance that the team currently have, which has allowed them to dominate the 2007 Nextel Cup season in unprecedented fashion, winning 18 out of the 36 races of the year with their four drivers, and taking one-two in the points with Jimmie Johnson and Jeff Gordon.

“I don’t see that as any more of a challenge than I had this year or we’ve had,” Hendrick said.

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